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This Fall Get The Money You Need To Do 
The Things You Want With a Fall Fix Up HELOC!

LIMITED TIME PROMOTIONAL RATE!!

5.49%* APR/5.99% APR  for first 12 months**
8.5% APR after 12 months 

*with State Bank Financial checking account

COMPLETE YOUR APPLICATION BY NOVEMBER 30TH! 

Apply Now!

**Subject to credit approval. Limited time offer available to qualified borrowers for owner-occupied, single-family residences located in Wisconsin and Minnesota. Rates shown are for up to 80% loan-to-value. For 5.49% annual percentage rate (APR) for 12 months, you must have a State Bank Financial personal checking account with $50.00/month direct deposit. If the checking account is closed, or the direct deposit amount falls below $50.00/month, the APR will increase to the Prime Rate as published in the Wall Street Journal. All other customers will receive 5.99% APR for 12 months. After the promotional rate period, the rate will become variable, subject to change monthly, based on the Prime Rate published in the Wall Street Journal, with a minimum APR of 4.00%, and a maximum APR of 18.00%. As of August 30th, 2024, the Wall Street Journal Prime Rate is 8.5%. The promotional rate is available on new HELOCs of $10,000 or more or on existing HELOCs with an increase of $10,000 or more. Proof of homeowner's insurance and proof of flood insurance (if applicable) are required. Consult a tax advisor about interest deductibility. You are responsible for fees to third parties, which generally range from $311.95-$1,823.90; closing costs vary. MN residents are subject to a mortgage registration tax of $2.30 per $1,000 borrowed. Upon request, a good faith estimate of these fees will be provided.

Equal Housing Lender. Member FDIC.