Business Lines of Credit

• Competitively low rates for a wide range of seasonal needs
• Flexible financing, structured to be consistent with your operation's cash flow
• Flexible collateral requirements
• Revolving and non-revolving terms available
• Attentive service from a qualified staff that puts you first
• Local decision-making and processing

Revolving line of credit

• Can be reused without re-applying up to the amount issued
• Fund cash flow timing difference between sales and collection of accounts receivable and inventory purchases

Non-revolving line of credit

• Given a max limit (one-time disbursement)
• The balance must be repaid in full by maturity date
• Interest-only payments
• Typically, an Agricultural Operating line for seed and fertilizer is paid back via the sale of crops at a later date